Former president of a full-service retailer of manufactured and modular homes. Thirteen years of industry experience also includes: former Senior Vice President of Retail Operations and Vice President- Controller of housing group of Oakwood Homes. Former Manager in Price Waterhouse’s Middle Market Companies.

Started career in consumer finance in 1977 with SunAmerica Finance, which later became Chemical Financial Services (the sixth largest bank in the world at that time). Andy has also served as Vice President of Oakwood Acceptance Corporation, Executive Vice President of HomePride Finance (lending subsidiary of Champion Homes) and most recently Chief Operating Officer and then Director of Strategic Developments for CU Factory Built Lending until July 2006.